Key Financial Data

IFRS,denominated in RMB

Operating results

2025

Operating Income

139677 million

Net profit attributable to holders of equity shares of the Bank

30563 million

Basic earnings per share

0.63

Profitability indicators

2025

Reuturn on average assets

0.39 %

Return on weighted average equity

4.93 %

Cost-to-income ratio

36.52 %

Net interest margin

1.40 %

Scale indicators

2025/12/31

Total assets

7.83 trillion

Total loans and advances to customers

4.43 trillion

Total liabilities

7.13 trillion

Total deposits from customers

4.28 trillion

Asset quality

2025/12/31

NPL ratio

1.49 %

Allowance to NPLs

142.04 %

Allowance to total loans

2.12 %

Capital adequacy ratio

2025/12/31

Core tier-one capital adequacy ratio

9.38 %

Tier-one capital adequacy ratio

11.47 %

Total equity to total assets ratio

13.06 %

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